TX · state guide

Land bank properties in Texas

348 government-owned homes and lots in Texas, from $1: 15 from the Houston Land Bank plus 333 HUD and Fannie Mae homes, updated daily on LandBankSearch.

Texas has only a few land banks. The Urban Land Bank Demonstration Program Act (Local Government Code ch. 379C) lets cities such as Houston and Dallas run one, and they mostly sell lots to affordable-housing builders. Most tax-foreclosed Texas property is resold at county tax sales instead, and HUD and Fannie Mae list homes in every metro. Our How to buy land bank property in Texas covers each route.

properties for sale
348
HUD & Fannie Mae homes
333
lowest asking price
$1
vacant lots
15

Inventory updated September 16, 2026

Texas land bank markets

By price

Cheap government-owned homes and lots in Texas

Of the 348 priced Texas government-owned listings, here’s how many fall in each budget. Most are vacant lots or homes that need renovation, and prices refresh daily.

Under $1,000
1
$1,000–$4,999
14
By county

Land for sale by county in Texas

By city

Land bank properties by city in Texas

Directory

All 3 Texas land banks

Counts are live listings we track. Browse the national land bank directory.

Beyond land banks

Texas tax sales + HUD and HomePath homes

Land banks are one way government-owned property reaches buyers. In Texas, most of it comes through two others: foreclosed homes resold by HUD and Fannie Mae, and the county tax sale.

Texas tax foreclosure sales

Texas tax-foreclosed property is auctioned by the sheriff or constable on the first Tuesday of the month, often at the county courthouse or online. Parcels that don't sell are struck off to the taxing units and resold later, sometimes below the taxes owed. Watch the redemption window: a former owner can redeem a homestead or agricultural property for two years after the sale, and other property for 180 days (Tax Code 34.21).

How it works

Buying from a Texas land bank

Land bank purchases are application-based, not offer-based: pick a property from the official list, read that land bank’s program rules (owner-occupant priority, investor policies, renovation requirements), and apply with proof of funds. Title is typically cleared before resale. The process runs weeks to a few months — paperwork, not bidding wars. Our step-by-step buying guide covers every stage.

Every Texas land bank sets its own eligibility, application, and post-purchase rules. Here are the ones we’ve read from each official program page — always confirm the current terms with the land bank before you apply.

Houston Land Bank

Buyer requirements
Fixed-price new affordable homes built by approved builders on land bank lots

Who can buy

  • Household income limits by program (80% or 120% of area median income)
  • US citizen or permanent resident, buying as a primary residence
  • The deeper-subsidy program caps liquid assets and requires a 30-year fixed-rate mortgage

What you'll need to apply

  • Proof of income eligibility and mortgage qualification
  • An eight-hour certified homebuyer education course through a HUD-approved agency

After you buy

  • Ten-year deed restrictions preserve affordability and require continued owner-occupancy

Summarized from the official program page ↗ · verified July 2026 · always confirm current rules before applying

For state specifics — programs, pricing, and which land banks matter — read How to buy land bank property in Texas →

Texas land bank FAQ

Does Texas have land banks?

Texas has only a few land banks. The Urban Land Bank Demonstration Program Act (Local Government Code ch. 379C) lets cities such as Houston and Dallas run one, and they mostly sell lots to affordable-housing builders. Most tax-foreclosed Texas property is resold at county tax sales instead, and HUD and Fannie Mae list homes in every metro.

How many land bank properties are for sale in Texas?

348 government-owned properties are listed in Texas right now: 15 from the Houston Land Bank plus 333 HUD and Fannie Mae HomePath homes, with asking prices from $1. Inventory changes monthly; this page refreshes from official sources nightly.

How do I buy a land bank property in Texas?

Each Texas land bank runs its own process, but most purchases start with an application to the land bank rather than an offer through an agent: pick a property from its list, show proof of funds (and usually a renovation plan for structures), and close directly with the land bank. Many prioritize owner-occupants.

Why aren't these Texas properties on Zillow?

Land banks aren't brokers and don't list on the MLS, which is where Zillow and Redfin get their data. Each land bank publishes inventory on its own website — LandBankSearch aggregates those official lists into one searchable map.

Land banks in other states