TX · state guide

Land bank properties in Texas

1,971 government-owned homes and lots listed by 3 Texas land banks, from $2,000 — off-market inventory that never reaches Zillow, updated daily on LandBankSearch.

properties for sale
1,971
land banks tracked
3
lowest asking price
$2,000
with a structure
1,196

Inventory updated September 5, 2026

Texas land bank markets

By price

Cheap land bank homes and lots in Texas

Of the 431 priced Texas land bank listings, here’s how many fall in each budget. Most are vacant lots or homes that need renovation, and prices refresh daily.

$1,000–$4,999
81
$5,000–$10,000
28
By county

Land for sale by county in Texas

By city

Land bank properties by city in Texas

Directory

All 3 Texas land banks

Counts are live listings we track. Browse the national land bank directory.

How it works

Buying from a Texas land bank

Land bank purchases are application-based, not offer-based: pick a property from the official list, read that land bank’s program rules (owner-occupant priority, investor policies, renovation requirements), and apply with proof of funds. Title is typically cleared before resale. The process runs weeks to a few months — paperwork, not bidding wars. Our step-by-step buying guide covers every stage.

Every Texas land bank sets its own eligibility, application, and post-purchase rules. Here are the ones we’ve read from each official program page — always confirm the current terms with the land bank before you apply.

Fannie Mae HomePath

Buyer requirements
Fannie Mae REO homes listed on the local MLS and on HomePath, sold as-isOffers submitted online through a licensed real estate agentA First Look period gives owner-occupants, public entities, and nonprofits an exclusive window to offer before investors can bid

Who can buy

  • Open to all buyers once a listing clears its First Look window
  • During First Look only owner-occupants, approved public entities, and nonprofits may submit offers — no investor offers
  • Offers must be submitted through a licensed real estate agent

What you'll need to apply

  • Have your agent submit the offer through the HomePath listing
  • Earnest-money deposit plus mortgage pre-approval or proof of funds
  • Owner-occupant certification required for a First Look offer

After you buy

  • First Look buyers must certify intent to occupy the home as their primary residence
  • Homes are conveyed as-is; buyers are responsible for their own inspections and repairs

Each listing runs its First Look window first, then opens to all buyers including investors.

Summarized from the official program page ↗ · verified August 2026 · always confirm current rules before applying

Dallas Urban Land Bank Demonstration Program (TX)

Buyer requirements
Properties appear in the land bank's published inventory; availability and offering process are confirmed by contacting the land bank directly

Who can buy

  • No published buyer eligibility rules — the land bank reviews each request; contact it for current requirements before applying

What you'll need to apply

  • Contact the land bank through its official site to ask about a specific property or open enrollment

After you buy

  • No published post-purchase obligations — terms are set in the sale documents for each property

Summarized from the official program page ↗ · verified August 2026 · always confirm current rules before applying

Houston Land Bank

Buyer requirements
Fixed-price new affordable homes built by approved builders on land bank lots

Who can buy

  • Household income limits by program (80% or 120% of area median income)
  • US citizen or permanent resident, buying as a primary residence
  • The deeper-subsidy program caps liquid assets and requires a 30-year fixed-rate mortgage

What you'll need to apply

  • Proof of income eligibility and mortgage qualification
  • An eight-hour certified homebuyer education course through a HUD-approved agency

After you buy

  • Ten-year deed restrictions preserve affordability and require continued owner-occupancy

Summarized from the official program page ↗ · verified July 2026 · always confirm current rules before applying

For state specifics — programs, pricing, and which land banks matter — read How to buy land bank property in Texas

Texas land bank FAQ

How many land bank properties are for sale in Texas?

1,971 land bank properties are currently listed across the 3 Texas land banks we track, with asking prices from $2,000. Inventory changes monthly; this page refreshes from official sources nightly.

How do I buy a land bank property in Texas?

Each Texas land bank runs its own process, but most purchases start with an application to the land bank rather than an offer through an agent: pick a property from its list, show proof of funds (and usually a renovation plan for structures), and close directly with the land bank. Many prioritize owner-occupants.

Why aren't these Texas properties on Zillow?

Land banks aren't brokers and don't list on the MLS, which is where Zillow and Redfin get their data. Each land bank publishes inventory on its own website — LandBankSearch aggregates those official lists into one searchable map.

Land banks in other states