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Buying From the Albany County Land Bank: Priced Homes From $100

Published July 5, 2026

Albany is one of the more approachable land banks in the Northeast, for the same reason Pittsburgh is out west: it posts prices. The Albany County Land Bank lists ~1,200 active properties, roughly 1,000 with a posted price — from $100, median around $1,500 — plus a notably high ~380 with a structure.

Priced, and full of actual houses

Two things make Albany stand out among the land banks we track:

  1. Transparency. Most inventory carries a sticker, so you can shop by price instead of applying blind — unlike an application market like Philadelphia.
  2. A real house ratio. About a third of its listings have a structure — higher than lot-dominated giants like Cleveland or St. Louis. If you want a building in New York for a few thousand dollars, Albany is one of the best places to look.

Reading the list

  • ~1,200 active listings, ~1,000 priced.
  • From $100, median ~$1,500.
  • ~380 with a structure — as-is, renovation expected.

Sort the live Albany inventory by price to see the range, and filter to structures for the rehab stock.

The buying process

Albany's land bank is explicitly rehabilitation-focused — it wants properties fixed and reoccupied, and its process reflects that:

  1. Find the property on the map and note the posted price.
  2. Apply with proof of funds and, for a structure, a renovation plan. Owner-occupants and community-serving buyers are prioritized.
  3. Expect rehab conditions. As with most land banks, a house can come with a renovation commitment and timeline.
  4. Budget the whole project. A $1,500 Albany house is a real renovation; check it against the neighborhood value on each listing before you commit.

Where Albany fits

For a New York buyer, Albany is the deepest, most browsable land bank in the state — a priced list with genuine houses, not just lots. Pair it with the New York state guide for the statewide picture and the worth-it verdict before you apply.

Start here

Frequently asked questions

How much do Albany County Land Bank properties cost?

Most are priced up front — roughly 1,000 of its ~1,200 active listings carry a posted price, starting around $100 with a median near $1,500. That transparency is unusual; many land banks make you apply to learn a number. Structures cost more and come with renovation expectations.

Does the Albany County Land Bank sell houses?

Yes — a meaningful share. Our data flags roughly 380 of its ~1,200 active properties as having a structure, one of the higher house ratios among the land banks we track. Most are as-is buildings sold with a rehab commitment.

How do I buy from the Albany County Land Bank?

Find the property and its posted price, then apply through the land bank. Albany reviews applications with a focus on rehabilitation and responsible ownership — you show proof of funds and, for a structure, a renovation plan. Owner-occupants and community-serving buyers are prioritized.

Is the Albany land bank good for first-time buyers?

It's one of the friendlier ones to learn on because so much is priced up front, so you can browse by cost before investing time in an application. The usual caution applies: houses are as-is and need real renovation budgets, so price the whole project, not the sticker.

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