Local guides

How to Buy Land Bank Property in Pennsylvania (2026)

Published July 3, 2026

Pennsylvania is the second-biggest land bank state in America by program count: 38 land banks, enabled by the state's 2012 land bank law, with 4,700+ properties listed right now across the five programs we track. It's also unusually varied — a priced Pittsburgh list, an application-driven Philadelphia pipeline, and a cluster of small-city programs that most buyers have never heard of.

The Pennsylvania landscape

All 38 are profiled in our directory. The ones with public inventory we track:

  • Pittsburgh Land Bank — the biggest list: 3,000+ parcels, mostly vacant lots, with published prices on a growing subset (median around $4,000, lots from $100).
  • Philadelphia Land Bank — 1,600+ parcels. Mostly unpriced in the feed: Philadelphia sells through applications judged on intended use, with priority tracks for side yards, gardens, and affordable housing.
  • Tri-COG Land Bank — the Mon Valley boroughs southeast of Pittsburgh (McKeesport and neighbors), pooling small municipalities into one program.
  • Johnstown Redevelopment Authority — small list, but it publishes county-assessed values, so you can see what the county thinks each parcel is worth before you offer.
  • Erie County Land Bank — a handful of parcels at a time.

What's listed right now

Browse the live Pennsylvania map for current counts and locations.

The Pennsylvania buying process

The standard land bank playbook applies — full guide here — with these state specifics:

  1. Find the parcel on the map; the listing links to the selling program.
  2. Pittsburgh: priced parcels take offers with proof of funds; expect use and maintenance commitments on lots.
  3. Philadelphia: build the application before you fall in love with the parcel. Side yards adjacent to property you own are the smoothest path; anything bigger needs a credible plan — the land bank exists to route land to uses, not to flippers.
  4. Small programs (Tri-COG, Johnstown, Erie): talk to a human early. Small-staff land banks move on relationships and complete applications, and their best parcels never sit long.

Why buy from a land bank instead of one of Pennsylvania's tax sales? Title. Upset-sale and judicial-sale purchases can carry lien risk that land bank conveyances are designed to clear — the land bank vs. tax sale comparison walks through it. For rehab money, see financing a land bank home.

Where the value concentrates

Pittsburgh's lot inventory clusters in the same hillside neighborhoods where renovated comps swing block to block — the first-timer's guide covers the homework. The Mon Valley (Tri-COG territory) and Johnstown are deeper-value plays: very low entry prices, thinner exit markets. If you're comparing states, Ohio's county system is the closest cousin — Ohio guide here.

Start here

Frequently asked questions

How many land banks does Pennsylvania have?

38 in our directory — second only to Ohio. Pennsylvania's 2012 land bank law let municipalities and counties form them, and they range from big-city programs in Philadelphia and Pittsburgh to multi-borough efforts like the Tri-COG Land Bank in the Mon Valley.

How much does land bank property cost in Pennsylvania?

Pittsburgh's priced listings have a median asking price around $4,000, with lots from $100. Philadelphia prices most parcels through its application process rather than a posted list. Smaller programs like Johnstown publish county-assessed values as a reference point.

Can investors buy from the Philadelphia Land Bank?

Yes, but Philadelphia weighs intended use heavily — affordable housing, gardens, and side yards have priority tracks, and speculative land holding is what the program exists to prevent. Expect to present a concrete plan and proof of funds.

Do Pennsylvania land bank properties come with clear title?

Clearing title is a core power of Pennsylvania land banks and a big reason to buy from one instead of at a tax sale. Conveyance terms still vary by program and parcel — confirm the title status and any use conditions in writing before closing.

Stay ahead of the list

Land bank inventory changes monthly. Get a free email alert when new properties drop in your market.

Keep reading